Intuit retired Mint in March 2024. Millions lost their budget tracker overnight. WJP rebuilds the part Mint was actually good at — bank-synced budgeting — and adds the part Mint never had: a debt-payoff engine that tells you the exact date you'll be free.
| Feature | WJP | Mint |
|---|---|---|
| Status | Live and shipping | Shut down March 2024 |
| Bank sync | Plaid (12,000+ banks) | Used Plaid + MX |
| Debt-free date forecast | Yes — exact date with snowball/avalanche/hybrid | No |
| AI coach | Yes — Claude Haiku, real recommendations | No |
| Statement OCR (PDF upload) | Yes — for accounts Plaid can't reach | No |
| Privacy mode (one-tap blur) | Yes | No |
| Ads / cross-selling | None — ever | Heavy upsell to Credit Karma, loans, cards |
| Sells your data | No — paid product, not ad-funded | Used aggregated data for partner products |
| Pricing | Free, Pro $11.99/mo, Pro Plus $24.99/mo | Was free (ad-funded) |
| Cancel anytime + keep data | Yes — full data export anytime | N/A — service ended |
Mint helped you see where money went. WJP helps you see when it stops going to lenders. Every screen is engineered around your debt-free date.
Mint was free because Intuit sold the byproduct — your spending data — to product partners. WJP is paid because we sell one product to one person: you.
Ask 'what should I focus on this month?' and get an answer based on your real APRs, balances, and cash flow — not generic personal-finance platitudes.
Some lenders block aggregators. Drop in a PDF statement and WJP parses balance + APR + minimum payment. Mint never solved this.
One-tap blur for over-the-shoulder situations. Settings panel for what data is shared and what isn't. Granular by design.
Drop your Mint CSV export into WJP and your transactions, debts, and income are populated in 60 seconds. No re-entering anything.
14-day Pro Plus trial. No credit card. Cancel anytime — keep your data.
Start free →